Property finance does not have to be complicated. In PMJ Capital we saw an opportunity to do things differently.

Meet the team

PMJ Capital, is run by a highly experienced team of professionals with decades of experience in the property sector. We approach lending from a common-sense and commercial perspective.

Mike Wright


Mike has a long and very successful career in building and growing companies, particularly in the retail and hotel sectors. Outside of PMJ, Mike has a number of interests and brings his wealth of business experience to PMJ Capital.

David Rainford

Managing Director

Dave is a highly experienced property finance professional, having worked in the industry for nearly 35 years.  With a strong network of contacts across funders and within the professional community, he leads the PMJ team. Dave has been Property Finance Director at Cowgills since 2012, having raised over £500M of funding for SME developers and investors over this period.

Lee Barton

Relationship Director

Lee has worked in the financial services sector for over 30 years, starting out at NatWest, and for the last 15 years in property finance where he has specialised in development and short-term bridging finance.

Stuart Stead


Stuart is a Partner and Head of Property & Construction at Cowgills. With over 20 years’ experience as a chartered accountant specialising in the property and construction sector, Stuart has unrivalled knowledge of the industry, working with some of the region’s most exciting and fast-growing property and construction businesses.

Ben Wright


Ben qualified and worked as a solicitor for several years in Manchester and London before joining PMJ Capital in 2015. He has brought his legal expertise to the direction and growth of PMJ Capital, but he also understands the needs of its clients through both his own forays into development and the management of a residential and commercial property portfolio.

Anita Shaw

Personal Assistant

Anita has worked as an Executive PA for 16 years in various industry sectors, having spent eight years in management roles in hotels. She has extensive experience in secretarial, communications, project management and events management. Anita joined the PMJ Capital team in January 2019 as PA to the Board of Directors.

Claire Hextall

Marketing & PR Consultant

Claire has over 18 years’ experience in marketing and PR, specifically in the property industry, having held positions as Head of Marketing at a national house builder and Head of Communications at leading property developer Muse. Claire joined PMJ as a consultant in 2020 and works with the team in promoting PMJ’s services.

Elise Williams

Lending Support

Elise has worked in financial services for over five years including a number of years at Together. Elise works with our team of directors, providing lending support to our growing list of clients and brokers.



What our clients say about us

“PMJ has been there since the start and are a key part of our growth strategy. Without them we wouldn’t have had the tremendous success that we have enjoyed over the past four years.”


Rob Lloyd,


“Working with PMJ has been a breath of fresh air. They took a commercial and pragmatic approach throughout to get the deal across the line.”



Steve Price,
Cheshire Taverns
Retirement Benefit Scheme


“PMJ has backed us since the start.  We see them as a ‘key partner’ in the success of our business. They are always on hand to support and more importantly, are able to make the right decisions when we need them.”


Kevin Murphy,
KMM Homes

“We see PMJ as a key part of our team, they provide a real partnership approach to development funding, completely simplifying the process.”


Scott Ashall,
Lane End


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News and Insights

Find out more about the projects we’ve provided finance for and the clients we’re working with.

Our  team also provide their knowledge and expertise.

PMJ Capital Exceeds £100 Million Milestone

We are delighted to announce that we have reached a significant milestone – providing over £100 million of funding – to …

PMJ supports conversion scheme in Wrexham for GK Developments

PMJ Capital has provided a £1,650,000 refurbishment loan for Chorley based developer GK Developments and Holdings.  The loan was provided to …

PMJ Capital provides funding for Arbor Living to begin development of new retirement village in Lincoln

We are delighted to announce that we have  provided £3.2M funding to North West based, luxury senior living specialist, Arbor Living, …