Short Term Finance

Designed to span the gap between buying a property and securing a mortgage, keeping your project on track.

Funding ranging from £26,000 to £1m with terms typically up to 12 months.

We provide short term bridging finance on a wide range of residential, semi-commercial and commercial properties throughout the North West, with funding ranging from £26,000 to £1m with terms typically up to 12 months.
This type of finance is designed to span the gap between buying a property and securing a mortgage, or you might be intending to turn around a project quickly.


Why PMJ Capital?

Relationship-focused property lending

At PMJ Capital, we have built our business on placing trust in our clients and this is as important as the deal itself. We have open and honest dialogue, share in our clients’ successes and support them when things don’t go to plan.

Quick Enquiry

Use our quick enquiry form alternatively call 01204 328477 for more information.


    Straightforward property lenders

    We are happy to look outside the box


    Total amount lent to borrowers

    Every borrower has a relationship manager



    Informed decisions with no credit committees


    When we make a decision we stick to it

    You can rely on us to support you

    As independent lenders, we guarantee certainty

    Every funding request is different, and we work with our clients and their advisers to get the right loan, most suitable to your project, agreed. We have a vast amount of expertise to make fast, informed decisions and will provide you with straightforward advice throughout the process.

    As independent lenders, with many years in the industry lending our own money, we guarantee certainty. We’ve never backed out of a deal that has already been agreed, so rest assured your project is in safe hands.

    Are you a referrer, broker or introducer?

    What our clients say about us

    “PMJ has been there since the start and are a key part of our growth strategy. Without them we wouldn’t have had the tremendous success that we have enjoyed over the past four years.”



    Rob Lloyd,


    “Working with PMJ has been a breath of fresh air. They took a commercial and pragmatic approach throughout to get the deal across the line.”



    Steve Price,
    Cheshire Taverns
    Retirement Benefit Scheme


    “PMJ has backed us since the start.  We see them as a ‘key partner’ in the success of our business. They are always on hand to support and more importantly, are able to make the right decisions when we need them.”



    Kevin Murphy,
    KMM Homes

    “We see PMJ as a key part of our team, they provide a real partnership approach to development funding, completely simplifying the process.”



    Scott Ashall,
    Lane End


    Our Experienced Team

    PMJ Capital is run by a highly experienced team of professionals with decades of experience in the property sector. We approach lending from a common-sense and commercial perspective.

    Mike Wright


    David Rainford

    Managing Director

    Lee Barton

    Relationship Director

    Stuart Stead


    Ben Wright


    Anita Shaw

    Personal Assistant

    Claire Hextall

    Marketing & PR Consultant

    Elise Williams

    Lending Support