Light
Refurbishment Loan
The project may require just small improvements or cosmetic works to an existing structure but could also include a new bathroom and kitchen.
We offer a variety of refurbishment solutions from light renovations to a complete heavy refurbishment, or an extension to a property.
In many cases, traditional mortgage lenders require properties to be in good condition before lending. Our refurbishment loans allow property developers to refinance a property that requires significant works, whether it be a simple modernisation, reconfiguration, extension or conversion (including HMO conversions).
Relationship-focused property lending
At PMJ Capital, we have built our business on placing trust in our clients and this is as important as the deal itself. We have open and honest dialogue, share in our clients’ successes and support them when things don’t go to plan.
Use our quick enquiry form alternatively call 01204 328477 for more information.
We are happy to look outside the box
Every borrower has a relationship manager
Informed decisions with no credit committees
You can rely on us to support you
In many cases, traditional mortgage lenders require properties to be in good condition before lending. Our refurbishment loans allow property developers to finance a property that requires significant work, whether it be a simple modernisation, reconfiguration, extension or conversion. Add value for reconfiguring a room or renovations and extensions or HMO conversions.
The project may require just small improvements or cosmetic works to an existing structure but could also include a new bathroom and kitchen.
Transformation of existing assets requires specialist expertise in order to ensure the regulations and requirements are met. PMJ’s team are highly experienced in navigating this type of project and will help you make sure your build reaches its potential.
“PMJ has been there since the start and are a key part of our growth strategy. Without them we wouldn’t have had the tremendous success that we have enjoyed over the past four years.”
Rob Lloyd,
Bearmont
“Working with PMJ has been a breath of fresh air. They took a commercial and pragmatic approach throughout to get the deal across the line.”
Steve Price,
Cheshire Taverns
Retirement Benefit Scheme
“PMJ has backed us since the start. We see them as a ‘key partner’ in the success of our business. They are always on hand to support and more importantly, are able to make the right decisions when we need them.”
Kevin Murphy,
KMM Homes
“We see PMJ as a key part of our team, they provide a real partnership approach to development funding, completely simplifying the process.”
Scott Ashall,
Lane End
PMJ Capital is ran by a highly experienced team of professionals with decades of experience in the property sector. We approach lending from a common-sense and commercial perspective.